The Guide:

 

 

Payne Lake Recreation Area

Payne Lake Recreation AreaThe amenities at Payne Lake make a perfect base of operations for exploring the lower Cahaba.  Primitive and RV camping, swimming, biking and hiking opportunities are tucked conveniently away in the heart of the Talladega National Forest.  The Payne Lake campground hugs the picturesque lakeshore, offering a tranquil setting, hookups, boating, swimming and bank fishing. The campground also offers a pleasant 1.5-mile trail and two sandy beaches.

http://www.forestcamping.com/dow/southern/tallinfo.htm#oakmulge

http://www.fs.fed.us/r8/alabama/forests/oakmulgee